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Apply in minutes

11:00:00

Applying for a home loan has never been this easy. The Unloan application experience is designed for simplicity and speed.

image of a phone
Image of a play button

How to
apply in
6 steps

Digital smarts that make your application easier.

At Unloan, we believe in using the latest technology to make your home loan experience easier.

Automated
Property Valuation

We digitally assess the value of your existing property using CommBank's industry-leading automated valuation technology.

Digital
Credit Check

We perform a credit check when you apply for a home loan and display the results for you to check, saving you time.

Digital
Financial Verification

(Coming soon) After you provide details of your income and expenses, we use Open Banking to digitally verify your financials.

Biometric
Identity Check

Don't worry about having to book appointments. We use modern biometric technology to confirm you are the person pictured in the ID you provide.

Digital
Signature

Unloan provides a digital home loan contract that is e-signed on your phone or desktop.

Digital
Settlement

Finalise your loan without the paper. In most cases, the entire settlement process can be completed on your favourite device.

Be rewarded

0.30
%
p.a.
Additional loyalty discount in year 30. 

It’s our way of saying thanks for
staying with us.

Say no to fees

Application Fees

Banking Fees

Account Fees

Change Fees

Exit Fees

In certain circumstances LMI premium may apply.

Save interest

Offset your interest with unlimited free redraw.